Auto Insurance Policy
Home Owner's Insurance Policy

     Just about everyone owns a car, truck, or SUV. Every time you get behind the wheel, you are at risk and so are others. It sounds scary when you really think about it, doesn't it? Insurance, along with responsible driving, can provide you with the protection that you would need if an accident would occur.

Auto Insurance Policy Options:

     Whether you have taken that first big step by signing the lease to your new apartment or have just purchased your dream home, we can provide the protection that you need. You can take comfort in knowing that we have your best interests in mind by offering a variety of coverage through a homeowner program tailored to fit your needs.

Home Owner's Insurance Policy Options:

     ▪ Liability Coverage
     ▪ Medical Payments Coverage
     ▪ Collision Coverage
     ▪ Other than Collision Coverage (Comprehensive)
     ▪ Uninsured & Underinsured Motorists Coverage
     ▪ Uninsured Motorists Property Damage
     ▪ Newly Acquired Vehicle Coverage
     ▪ Towing & Labor Coverage
     ▪ Accidental Death Benefit
     ▪ Loan/Lease Gap Coverage
     ▪ Repair or Replacement Coverage (Collision Only)
     ▪ Optional Limits Transportation Expenses Coverage
     ▪ Tapes, Records, Discs, or Other Media Only Coverage

     ▪ Fire, Lightning, Windstorm, Hail, Explosion
     ▪ Riot or Civil Commotion
     ▪ Aircraft, Vehicles
     ▪ Sudden and Accidental Damage from Smoke
     ▪ Vandalism and Malicious Mischief
     ▪ Replacement Plus for Your Contents
     ▪ Replacement Guarantee for Your Dwelling
     ▪ Earthquake Coverage
     ▪ Liability Coverage for Seasonal or Rented Residence
     ▪ Additional Coverage for Back-Up of Sewers or Drains
     ▪ Incidental Business Exposure In Home
     ▪ Waterbed Liability (For Tenants)
     ▪ Inland Marine Coverage for Scheduled Items

Farm Insurance Policy
Mobile Home Protector

     Whether you own a large family corporation with thousands of acres, or you own a small farm with just five acres, we can provide the broadest coverage possible for your buildings, farm personal property, home, and liability under one policy.

Farm Insurance Policy Options:

     Your mobile home may be one of the largest investments in your lifetime. The Mobile Home Protector Policy gives you the peace of mind that your home and property are protected. We can assist you in evaluating your risks and tailoring your policy to meet your needs.

Mobile Home Protector Policy Options:

     ▪ Fire or Lightning
     ▪ Windstorm or Hail
     ▪ Explosion
     ▪ Riot or Civil Commotion
     ▪ Aircraft
     ▪ Vehicles
     ▪ Sudden and Accidental Damage from Smoke
     ▪ Sinkhole Collapse
     ▪ Volcanic Action
     ▪ Theft
     ▪ Collision

     ▪ Fire, Lightning, Windstorm, Hail, Explosion
     ▪ Riot or Civil Commotion
     ▪ Aircraft, Vehicles
     ▪ Sudden and Accidental Damage from Smoke
     ▪ Vandalism and Malicious Theft
     ▪ Theft, Burglary, and Robbery
     ▪ Glass Breakage, Falling Objects, Collapse
     ▪ Weight of Ice, Snow, and Sleet
     ▪ Medical Payments to Others
     ▪ Many More Structural Coverages are Available,
      
 Contact Us for Details!

Sown & Country Insurance Policy
Smbrella

      The Town & Country policy allows you the flexibility to design and choose your own coverages. You can insure your seasonal and rental property along with your owner-occupied dwelling under one policy or separate policies. Liability coverages can also be added to cover your personal, farm, or rental exposures.

Town & Country Insurance Policy Options:

     When your present farm or home insurance coverage isn't enough, an umbrella policy may be the answer for you. A single, major incident could be a financial disaster if it wiped out your savings, forced the sale of your home or farm, and liquidated your assets. An umbrella policy is designed to cover and protect you in such and event.

Umbrella Policy Options:

     ▪ Fire, Lightning, Windstorm, Hail
     ▪ Explosion
     ▪ Riot or Civil Commotion
     ▪ Aircraft
     ▪ Vehicles
     ▪ Sudden and Accidental Damage from Smoke
     ▪ Volcanic Action
     ▪ Vandalism and Malicious Theft
     ▪ Glass Breakage

     ▪ Protection for Liability Losses Anywhere in the World
     ▪ Protection Limits Up to $5,000,000
     ▪ Protection Against Many Risks
               ▪ Libel, Slander, and False Arrest, Liability
               ▪ Liability for Newly-Acquired , Not Yet Insured,
                
 Possessions
               ▪ Damage to Property of Others In Your Care
                
 (Personal Umbrella Only)
     ▪ Defense Against Court Suits


RHOADES INSURANCE AGENCY  ▪  100 WEST MAIN STREET  ▪  VAN WERT, OHIO  ▪  PHONE: (419) 238-2341

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